Spanish Income Tax Calculator
Calculate your net salary in Spain
This Spanish income tax calculator helps you estimate how much IRPF you may pay on your salary or pension in Spain and calculate your net income after tax.
Enter your gross salary or pension below to get a quick estimate of your annual income tax in Spain.
Estimate Spanish personal income tax on salary or pension income.
Calculate your estimated income after Spanish income tax.
Designed for individuals planning their Spanish tax position for 2026.
Calculate your Spanish income tax
Use this IRPF calculator to estimate your net salary or pension income in Spain. The result gives a reliable overview based on the main elements of the Spanish income tax system.
Need a more accurate tax calculation?
If you need a complete Spanish tax simulation including capital gains, rental income, international income or tax planning strategies, we can prepare a personalised calculation tailored to your situation.
Request a personalised tax simulationHow the Spain tax calculator works
The calculator estimates your Spanish income tax based on the main elements of the IRPF system. If you are working, it deducts Social Security contributions and applies the relevant reductions. If you are retired, it calculates your tax based on pension income rules.
What is included
This calculator provides a realistic estimate based on the core details that most commonly affect Spanish income tax.
Gross salary or pension income
Your age and standard personal allowance
Children under 25 living with you
Total income tax, effective tax rate and net income after tax
What is not included
To keep the calculator simple and easy to use, some elements are not included. These factors can affect your final tax result.
Limitations
- Regional tax differences between Autonomous Communities
- Capital gains from shares, crypto or other assets
- Rental income
- Interest or dividend income
- Special tax regimes
- Complex personal deductions or international tax credits
Example: income tax in Spain
This simplified example shows the type of estimate the calculator can provide for a Spanish tax resident with salary income.
Income details
Estimated result
Frequently asked questions
How is income tax calculated in Spain?
Spain uses a progressive tax system, meaning higher income is taxed at higher rates. Your final tax depends on your income, personal allowances, deductions and personal circumstances.
What is IRPF?
IRPF, or Impuesto sobre la Renta de las Personas Físicas, is the main personal income tax in Spain. It applies to salary, pensions and other types of income.
How much tax do I pay in Spain?
It depends on your income and personal situation. As a rough guide, effective tax rates commonly vary depending on income level, allowances and deductions.
Are pensions taxed in Spain?
Yes. Pension income is generally treated as employment income and taxed under the progressive system, with some specific adjustments. Foreign pensions may be exempt in Spain in certain cases, or foreign tax may be deductible depending on the relevant double taxation treaty.
Read more about income taxes in SpainDoes this calculator include all taxes?
No. This is a simplified calculator designed to give an estimate. It does not include every possible income type, deduction, regional rule or individual circumstance.
Need a more accurate tax calculation?
If you need a complete Spanish tax simulation including capital gains, rental income, international income or tax planning strategies, we can prepare a personalised calculation tailored to your situation.
Request a personalised tax simulationThis calculator provides an estimate only. It does not replace professional tax advice and does not take into account all possible variables or individual circumstances.
